Credit Underwriting and preparation of Credit Appraisal Memo (CAM) of Construction Finance (CF)
Analyse of KYC documents of individuals Proprietors and corporate entity. As per RBI guidelines on KYC standards and norms
Analysis of Cibil and Equifax. Detail report regarding credit facilities including name of lenders, type of credit facilities & their ownership details
Actively engaged with clients for personal discussions to collate background information related to the loan requirement
Preparation of detailed proposal note & Presentation to the Credit Head.
Analyzing Group History, Revenue & Cost evaluation of Projects, Cash flow Estimation, Approvals and Project Timeline, Debt Profile, Structuring of proposals.
Technical and Legal Feasibility and Identification of clients key risk factors.
Preparing Sanction Letter & Collection of Fees
Responsible for proper coordination between respective Branches, legal and technical team for smooth process.
Salary: INR 2,00,000 - 5,50,000 P.A. Bonous as per company policy
Industry: Banking / Financial Services / Broking
Functional Area: Accounts, Finance, Tax, Company Secretary, Audit
Role Category: Finance/Audit
Role: Credit/Control Executive
Employment Type: Permanent Job, Full Time